Wells Fargo Reflect® Card – P1

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Low Intro APR, Great for Balance Transfers

  • Annual Fee: $0
  • Intro APR: 0% for up to 21 months
  • Balance Transfer Fee: 3%
  • Credit Score: 690–850

Wells Fargo Reflect® Card

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Limit Card Options

Choose the credit limit you want on your credit card and see the available options:

Low APR and Extended Periods

With the Wells Fargo Reflect® Card, enjoy one of the longest 0% intro APR offers on purchases and qualifying balance transfers.

Wells Fargo Reflect® Card

0% intro APR for up to 21 months with on-time payments.

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The Application Process

Thinking about applying? Wells Fargo makes it easy with a simple and user-friendly online application process.

An Alternative: Delta SkyMiles Blue American Express Card

If you’re looking for another solid option, the Delta SkyMiles Blue American Express Card offers easy cash back and supports building your credit.

Delta SkyMiles Blue American Express Card

Earn unlimited 1.5% cash back on every purchase.

How to apply

Frequently Asked Questions