Delta SkyMiles® Gold American Express Card: Smart Rewards for Delta Travelers

The Delta SkyMiles® Gold American Express Card is a co-branded airline credit card built for those who regularly fly with Delta and want to earn miles, enjoy priority perks, and avoid checked bag fees — without paying an annual fee in the first year. With accelerated earning on travel and dining, plus flight-specific benefits, it offers a great balance of value and flexibility for domestic flyers.


What Is the Delta SkyMiles® Gold Card?

This is an entry-to-mid tier Delta credit card that helps you earn SkyMiles® for flights and everyday purchases. While it doesn’t come with lounge access or elite status perks, it does offer tangible value through free first checked bags, priority boarding, and the ability to redeem miles easily for Delta flights and partner airlines.


Key Features and Benefits

Welcome Offer

Earn 70,000 Bonus Miles after you spend $3,000 in purchases within the first 6 months.

That’s potentially enough for multiple domestic flights, depending on destination and season.


Accelerated Earning Structure

  • 2X miles per dollar spent on:
    • Delta purchases
    • Restaurants (including takeout and delivery in the U.S.)
    • U.S. supermarkets
  • 1X mile on all other purchases

There are no caps on earning and miles don’t expire.


Free First Checked Bag

For you and up to 8 companions on the same reservation — a value of up to $70 per round trip (per person). Must use the card to book the flight.


Main Cabin 1 Priority Boarding

Board earlier, get preferred overhead bin space, and settle in without the rush.


20% In-Flight Savings

Get 20% back as a statement credit on eligible Delta inflight purchases, including food, beverages, and audio headsets.


$100 Delta Flight Credit

Earn a $100 flight credit after spending $10,000 in purchases on your card in a calendar year. This can help offset future Delta bookings.


No Foreign Transaction Fees

Spend freely abroad — the card charges $0 on foreign purchases.


Amex Offers and Protections

Access curated Amex Offers, purchase protection, car rental loss and damage insurance, and extended warranty coverage on eligible purchases.


Fees and Requirements

  • Annual Fee: $0 intro for the first year, then $150
  • Foreign Transaction Fees: None
  • APR: Variable (typically 20.99%–29.99%)
  • Credit Score Needed: Good to Excellent (typically 670+ FICO)

How to Apply

  1. Go to americanexpress.com
  2. Search for the Delta SkyMiles® Gold Card
  3. Review the full list of current offers and terms
  4. Complete the secure online application
  5. Most applicants receive an instant decision
  6. Upon approval, you can start using the card immediately with a digital wallet

Conclusion: Is the Delta SkyMiles® Gold Card Worth It?

Yes — if you fly Delta at least twice per year. The card quickly pays for itself with:

  • First checked bag savings
  • Priority boarding
  • Welcome bonus miles
  • Everyday earning on restaurants and groceries

It’s a great fit for:

  • Leisure or business travelers flying Delta regularly
  • Families booking Delta flights together
  • Users who want airline rewards without premium card costs

With no annual fee in the first year and solid recurring value after that, the Delta SkyMiles® Gold Amex is a smart companion for those loyal to Delta looking to travel more and pay less.

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