If you love dining out, streaming your favorite shows, or catching a movie, the Capital One SavorOne Cash Rewards Credit Card was made for your lifestyle. With 4% cash back on food and entertainment, plus no annual fee, it’s one of the best cards on the market for earning while enjoying life.
What is the Capital One SavorOne Card?
The SavorOne is a no-annual-fee cash back card designed for those who regularly spend on dining, entertainment, streaming, and groceries. It delivers high-earning categories typically reserved for premium cards — but with zero cost to carry and no rotating categories or activation hassles.
Key Features and Benefits of the SavorOne Cash Rewards Card
1. Solid Welcome Bonus
Earn a cash bonus (often $200) after spending a modest amount (e.g., $500) within the first 3 months of account opening. It’s a fast return with low barrier to entry.
2. High-Earning Categories (with No Fee)
Earn cash back on the things you do most:
- 4% cash back on dining (restaurants, delivery, takeout)
- 4% cash back on entertainment (concerts, movies, events, amusement parks)
- 4% cash back on popular streaming services
- 3% cash back at grocery stores (excluding superstores like Walmart/Target)
- 1% cash back on all other purchases
These rates are among the best available on a $0 annual fee card.
3. No Annual Fee
Keep 100% of the rewards you earn — no fees to offset, no thresholds to hit.
4. Introductory 0% APR
Enjoy 0% intro APR on purchases and balance transfers for the first 15 months, then a variable APR applies. Ideal for large purchases or short-term balance planning.
5. Unlimited Rewards That Don’t Expire
Your cash back:
- Never expires as long as your account is open
- Can be redeemed as a statement credit, check, or PayPal/Amazon credit
- Can be used anytime, with no minimum redemption amount
6. No Foreign Transaction Fees
Unlike most no-annual-fee cards, the SavorOne charges no fees on international purchases, making it a great companion when traveling abroad or ordering online from global sites.
7. Capital One Travel Benefits
While not a travel card, you still get access to Capital One Travel, where you can book flights, hotels, and cars — often with discounts and price prediction tools.
8. Security & Purchase Protections
Includes:
- $0 Fraud Liability
- Virtual card numbers via Eno® assistant
- Extended Warranty and Travel Accident Insurance
- 24/7 customer service and mobile app support
Important Considerations Before Applying
- Grocery stores must be standard supermarkets — not wholesale clubs or big-box retailers — to qualify for 3% back.
- Entertainment excludes certain digital purchases like games or app stores.
- Streaming covers most major services (Netflix, Hulu, Disney+, Spotify), but may exclude niche platforms — review the partner list periodically.
- Credit Score Requirement: Generally FICO 680+ is recommended.
📝 How to Apply for the Capital One SavorOne Card
1. Go to capitalone.com
Navigate to the SavorOne card page under “Cash Back Cards.”
2. Review the Offer
Check the welcome bonus, APR terms, and reward categories.
3. Click “Apply Now”
Enter personal info (name, SSN, income, housing, employment) and submit securely.
4. Get a Decision
Capital One often provides instant approvals. Once approved, your card ships in 5–10 business days.
Conclusion: Is the SavorOne Cash Rewards Card Worth It?
Definitely — especially for foodies, moviegoers, and streamers.
With 4% back on dining, entertainment, and streaming, 3% on groceries, and no annual fee, the Capital One SavorOne punches well above its weight class. It’s one of the best no-fee cash back cards available — whether you’re a student, young professional, or just want to maximize daily spending.
If you want rewards without the fuss, this card brings serious value with a side of fun.
Apply Now and get rewarded every time you eat, stream, and live it up.
