The Bank of America® Travel Rewards Credit Card is a straightforward, no-annual-fee travel card that earns unlimited 1.5 points per dollar on every purchase — with no categories, no expiration, and no blackout dates. It’s ideal for travelers who want flexible redemptions, no foreign transaction fees, and potential for even higher rewards through Bank of America’s Preferred Rewards® program.
What Is the Bank of America® Travel Rewards Card?
This is a flat-rate travel rewards card designed for people who want to earn and redeem points with zero friction. It’s part of the Bank of America® ecosystem, and while it doesn’t have airline or hotel partnerships, it gives you the freedom to redeem for travel on your own terms — including flights, hotels, rental cars, and more.
Key Features and Benefits
Unlimited 1.5 Points on Every Purchase
Earn 1.5 points per dollar spent — no matter where or what you buy. There are:
- No category restrictions
- No caps or limits
- No expiration on points while your account is open
25,000 Online Bonus Points
Earn 25,000 bonus points after you make $1,000 in purchases in the first 90 days — equivalent to $250 in travel statement credit.
Flexible Redemption Options
Use your points for:
- Travel purchases: flights, hotels, car rentals, baggage fees, etc.
- Statement credits for previous travel-related purchases
- Gift cards or cash back (reduced value)
There are no blackout dates or restrictions — book your trip your way, then redeem points for a credit.
No Annual Fee
Enjoy all the travel rewards without an annual fee. That means more value from day one and no break-even threshold to worry about.
No Foreign Transaction Fees
Use your card abroad with confidence — there are no foreign transaction fees, making this card great for international travel.
Preferred Rewards Program Boost
If you’re a Bank of America Preferred Rewards client, you can earn 25%–75% more points on every purchase:
- Gold Tier (25% boost): 1.87 points per $1
- Platinum (50%): 2.25 points per $1
- Platinum Honors (75%): 2.62 points per $1
This turns the Travel Rewards card into one of the most lucrative flat-rate travel cards when paired with eligible deposit or investment balances.
Introductory 0% APR
Get 0% introductory APR on purchases for the first 15 billing cycles, followed by a variable APR (typically 19.24%–29.24%). Ideal if you’re planning a large trip or expense.
Mobile and Security Features
- Add to digital wallets: Apple Pay, Google Pay, Samsung Pay
- Lock/unlock your card instantly with the mobile app
- $0 liability for fraudulent charges
- Real-time alerts and virtual card numbers
Fees and Requirements
- Annual Fee: $0
- Intro APR: 0% on purchases for 15 billing cycles
- Foreign Transaction Fees: $0
- Credit Needed: Good to Excellent (typically 700+ FICO)
How to Apply
- Visit bankofamerica.com/credit-cards/travel-rewards
- Review the welcome offer and terms
- Complete the secure online application with personal and financial information
- Get a decision, often instantly
- If approved, receive your card within 5–7 business days
Conclusion: Is the Travel Rewards Card Worth It?
Yes — the Bank of America® Travel Rewards Credit Card is a powerful tool for travelers who value simplicity, flexibility, and fee-free international use. It’s especially rewarding for:
- Everyday spenders who want fixed-value travel points
- Frequent travelers who want no-foreign-fee convenience
- Existing Bank of America clients who qualify for Preferred Rewards (up to 75% bonus)
With unlimited earning, no annual fee, and a clean redemption model, this card makes it easy to turn daily spending into your next trip — with no strings attached.
