If your lifestyle revolves around dining out, streaming, and everyday spending, the U.S. Bank Altitude® Go Visa Signature® Card is a top contender. With 4x points at restaurants, a $15 annual streaming credit, and no annual fee, this card delivers excellent value for foodies, binge-watchers, and anyone who wants strong rewards without complexity.
What is the U.S. Bank Altitude® Go Card?
The Altitude Go is a no-annual-fee rewards credit card offering high earning rates on common spending categories like restaurants, grocery stores, gas stations, and streaming services. It’s part of U.S. Bank’s Altitude lineup and caters to consumers looking for lifestyle-driven value without paying a premium.
Key Features and Benefits of the Altitude® Go Card
1. 4x Points at Restaurants
Earn 4x points per dollar on all dining purchases — including dine-in, takeout, and delivery. This is one of the highest earning rates for restaurants on any no-annual-fee card.
2. 2x Points on Grocery Stores, Gas Stations & Streaming Services
You also earn:
- 2x points at grocery stores (in-person and online)
- 2x points at gas stations
- 2x points on eligible streaming services (Netflix, Spotify, Hulu, etc.)
3. 1x Points on Everything Else
All other purchases earn a solid 1 point per dollar, with no limits or caps on earnings.
4. $15 Annual Streaming Credit
Get $15 back each year as a statement credit after 11 consecutive months of eligible streaming service charges. This helps offset recurring subscriptions and adds tangible value.
5. 25,000 Point Welcome Bonus
Earn 25,000 bonus points (worth $250) after you spend $1,000 in eligible purchases in the first 90 days of account opening.
6. $0 Annual Fee
Enjoy all these benefits without paying an annual fee — making this a great long-term keeper card.
7. 0% Intro APR Offer
- Enjoy 0% intro APR on purchases and balance transfers for 12 billing cycles
- After that, a variable APR applies
- Balance transfers subject to a fee (typically 3–5%)
8. Flexible Redemption Options
Redeem points for:
- Cash back
- Travel
- Gift cards
- Merchandise
- Statement credits
There’s no minimum redemption amount when you choose travel or gift cards, and points never expire as long as your account is open.
9. Visa Signature® Perks
Includes:
- Extended Warranty Protection
- Auto Rental Collision Damage Waiver
- Travel and Emergency Assistance
- Roadside Dispatch®
- Concierge Services
- Access to Visa Signature events and experiences
Important Considerations Before Applying
- No bonus on international travel spend: While the card is great for domestic dining and entertainment, it’s not optimized for travel categories abroad.
- Foreign transaction fee: A 3% fee applies on purchases made outside the U.S., so it’s not ideal for international trips.
- No point transfer partners: Unlike some travel cards, you can’t transfer points to airlines or hotels — but redemptions for travel via U.S. Bank still offer solid value.
How to Apply for the U.S. Bank Altitude® Go Visa Signature®
1. Visit usbank.com
Navigate to the Altitude® Go Card page under “Credit Cards.”
2. Review the Bonus and Terms
Confirm the current welcome offer, intro APR, fees, and reward categories.
3. Click “Apply Now”
Fill out your secure application with personal, employment, and income details.
4. Get a Decision
U.S. Bank typically provides quick application decisions, and your card ships within 5–10 business days upon approval.
Conclusion: Is the U.S. Bank Altitude® Go Card Worth It?
Absolutely — especially for dining lovers and streamers who want rewards with no annual fee.
With 4x on dining, 2x on streaming/groceries/gas, a $15 streaming credit, and a $250 welcome bonus, the Altitude® Go is a powerful lifestyle rewards card with no cost to carry.
It’s an excellent option for:
- Students or professionals looking to optimize daily spending
- Anyone who eats out frequently
- Streaming-savvy users wanting to reduce recurring costs
- People who want to earn without managing complex categories
