Credit and Loans
U.S. Bank Cash+® Visa Signature® Card – Personalized Cash Back That Puts You in Control
Choose your own 5% and 2% categories—earn more where you spend most, with no annual fee
Customizable Cash Back Credit Card
Pick your categories. Maximize your rewards. Keep it simple.
- Annual Fee: $0
- Rewards Rate: 5% on 2 chosen categories (up to $2,000 quarterly), 2% on 1 everyday category, 1% on everything else
- Welcome Offer: $200 bonus after spending $1,000 in the first 120 days
- Recommended Credit Score: 690–850 (Good to Excellent)
Select two 5% categories (like home utilities, fast food, streaming, or gyms) and one 2% category (like gas, groceries, or dining) every quarter to personalize your rewards.
With U.S. Bank Cash+, you decide where to earn more—plus enjoy flexibility, no annual fee, and easy redemption options including statement credits and deposits.
U.S. Bank Cash+® Visa Signature® Card
Get 5% cash back in categories you choose—up to $2,000 per quarter.
More DetailsHow to Apply
Apply securely online through U.S. Bank and choose your bonus categories once approved. Enjoy full control over your rewards.
Alternative Option: U.S. Bank Altitude® Go Visa Signature®
Prefer high rewards on dining and streaming with no category activation? The Altitude® Go card earns 4X on dining and 2X on essentials—plus no annual fee.
U.S. Bank Altitude® Go Visa Signature®
4X points on dining, 2X on streaming, groceries, and gas—no annual fee.
Compare Alternatives