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Norwegian Cruise Line® World Mastercard®
Cruise Rewards, No Annual Fee, Easy Redemption
- Annual Fee: $0
- Rewards Rate: 3x points on NCL purchases
- Intro Offer: 20,000 points after qualifying purchases
- Credit Score: 690-850 (Good to Excellent)
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Choose the credit limit you want on your credit card and see the available options:
Cruise Rewards and No Annual Fee
With the Norwegian Cruise Line® World Mastercard®, earn points for every dollar you spend and redeem them toward future cruises, onboard credits, and more.

Norwegian Cruise Line® World Mastercard®
Earn 3x points on Norwegian purchases and 1x on all others.
More DetailsThe Application Process
Applying is easy! Norwegian’s online application is straightforward and secure. You can get a decision within minutes and start earning cruise points immediately.
An Alternative: Royal Caribbean Visa Signature
If you’re a fan of Caribbean Visa Signature, consider their branded card, which also offers cruise-related rewards and perks, including discounts and priority boarding.

Royal Caribbean Visa Signature
Earn FunPoints® toward cruise savings and onboard extras.
How to apply