Credit and Loans
JP Morgan Reserve Card – Private Wealth, Private Rewards
An invitation-only card offering unmatched exclusivity, luxury travel benefits, and elite services for Private Bank clients
Ultra-Exclusive Metal Card
Built for high-net-worth individuals with premium lifestyle and travel benefits
- Annual Fee: $595
- Rewards Rate: 3X on travel and dining, 1X on other purchases
- Bonus: $300 annual travel credit + Priority Passâ„¢ + Luxury Hotel Collection access
- Recommended Credit Score: Invitation Only
The JP Morgan Reserve Card is only available to clients of J.P. Morgan Private Bank, offering best-in-class travel perks, luxury experiences, and unmatched concierge services.
Enjoy luxury travel, 24/7 concierge, access to invitation-only events, and the prestige of one of the most exclusive metal cards available—crafted from palladium.

JP Morgan Reserve Card
Only for J.P. Morgan Private Bank clients. $300 travel credit + VIP privileges.
More DetailsThis card is not available to the general public. To be considered, you must be a J.P. Morgan Private Bank client with significant assets under management.
Alternative Option: The Ritz-Carltonâ„¢ Credit Card
Want luxury travel perks without a private banking requirement? The Ritz-Carltonâ„¢ Credit Card offers elite Marriott Bonvoy status, lounge access, and $300 travel credit.

The Ritz-Carltonâ„¢ Credit Card
Travel luxury without the invitation requirement. Elite benefits, hotel perks, and more.
Compare Alternatives