Credit and Loans
Discover it® Cash Back – Maximize Every Purchase Without Paying a Fee
Earn 5% cash back in rotating categories—plus your first year’s rewards matched automatically
Rotating Cash Back Credit Card
Earn high rewards on categories that change each quarter
- Annual Fee: $0
- Rewards Rate: 5% on rotating categories (up to $1,500 per quarter), 1% on all other purchases
- Intro Offer: Cashback Match – all the cash back you’ve earned in your first year is matched automatically
- Recommended Credit Score: 680–850 (Good to Excellent)
Quarterly Categories, Big Rewards
Activate to earn 5% cash back at places like grocery stores, restaurants, gas stations, and more—on up to $1,500 per quarter.
Unlimited Cashback Match—Only From Discover
At the end of your first year, Discover matches all the cash back you’ve earned—automatically, with no minimum spending required.
Discover it® Cash Back
Earn 5% on rotating categories + 1% everywhere else, with Cashback Match in Year 1.
More DetailsHow to Apply
Apply online securely in just minutes. Most applicants receive an instant decision and can start using their card right away.
Alternative Option: Citi Premier®
Prefer consistent rewards across travel and daily spend? The Citi Premier® Card offers 3X points on travel, groceries, and gas—with flexible transfers.
Citi Premier®
Earn 3X points on gas, groceries, dining, travel, and more—with transfer flexibility.
Compare Alternatives