Credit Cards and Cash Back

Maximize Your Everyday Spending: The Chase Freedom Unlimited® Card

Earn versatile cash back rewards on every purchase, with no annual fee.

Chase Freedom Unlimited® Card

Earn unlimited cash back on all your purchases, with boosted rewards in key categories.

Annual Fee: $0
Rewards Rate: 1.5% – 5% Cash Back
Intro Offer: $200 bonus
Credit Score: 670-850

Chase Freedom Unlimited® Card

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Understanding Credit Limit Possibilities

The Chase Freedom Unlimited® Card offers a range of credit limits based on your creditworthiness. While specific limits are determined upon approval, here are common tiers you might qualify for, providing flexibility for your daily spending and larger purchases:

CARDS: TYPICALLY $500 – $3,000 LIMIT

CARDS: POTENTIALLY $3,000 – $8,000 LIMIT

CARDS: ELIGIBLE FOR $8,000+ LIMITS

Effortless Earning on Everyday Essentials

The Chase Freedom Unlimited® Card is designed to make earning rewards simple and rewarding. You get 5% cash back on travel purchased through Chase Travel℠, 3% cash back on dining (including takeout and delivery) and drugstore purchases, and an unlimited 1.5% cash back on all other eligible purchases. This versatile earning structure ensures you’re always getting great value, whether you’re at the grocery store, a restaurant, or shopping online.

Chase Freedom Unlimited® Card

Earn an unlimited 1.5% cash back on every purchase, every day.

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The Simple Application Process

Ready to start earning more cash back? Applying for the Chase Freedom Unlimited® Card is a straightforward online process. Chase has made it user-friendly, typically taking just a few minutes to complete. Ensure you have your personal and financial information readily available for a smooth application.

An Excellent Alternative: Prime Visa

If you’re exploring other top-tier cash back options, the Prime Visa stands out for its incredibly simple and rewarding structure. It’s renowned for offering a flat 2% cash back on every purchase – 1% when you buy, and 1% when you pay your bill. This makes it a strong contender for those who prefer straightforward, unlimited cash back without worrying about categories.

Prime Visa

Earn 2% cash back on every purchase: 1% when you buy, 1% when you pay.

Learn More & Apply

Frequently Asked Questions About the Chase Freedom Unlimited® Card

: You earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on dining and drugstore purchases, and an unlimited 1.5% cash back on all other eligible purchases.
: No, the Chase Freedom Unlimited® Card has a $0 annual fee, making it a great choice for earning rewards without recurring costs.
: Yes! This is a popular strategy. You can transfer your cash back (which are Ultimate Rewards points) to a Chase Sapphire Preferred® or Sapphire Reserve® card, making them more valuable for travel redemptions (e.g., 1.25 or 1.5 cents per point) or for transferring to airline/hotel partners.
: Yes, the Chase Freedom Unlimited® Card typically charges a foreign transaction fee (usually around 3%). It’s generally not recommended for international purchases.
: Applicants generally need a good to excellent credit score, typically in the range of 670-850 FICO, to be approved for the Chase Freedom Unlimited® Card.