Credit and Loans

Chase Freedom Unlimited® – Everyday Cash Back Made Easy

Earn unlimited cash back with no annual fee and flexible redemption options

High rewards on everyday purchases with no annual fee

Annual Fee: $0
Rewards Rate: 5% on travel via Chase, 3% on dining & drugstores, 1.5% on everything else
Intro Offer: Additional 1.5% on all purchases (up to $20,000 spent in first year)
Recommended Credit Score: 670–850 (Good to Excellent)

Chase Freedom Unlimited®

Select your preferred credit limit range and explore available options:

CARDS: LIMIT OF UP TO $1,000

CARDS: LIMIT OF UP TO $3,000

CARDS: LIMIT ABOVE $5,000

Simple Rewards That Add Up Fast

Chase Freedom Unlimited® is perfect for maximizing your cash back on every purchase—without tracking categories or paying annual fees.

Earn 1.5% to 5% cash back with no annual fee.

More Details

You can apply online in minutes with Chase’s secure application process. Most applicants receive an instant decision.

Looking for a simple flat-rate card? The Citi® Double Cash Card offers 2% cash back — 1% when you buy and 1% when you pay.

Earn 2% cash back—on everything, automatically.

Compare Alternatives

: No, the card comes with no annual fee—ideal for long-term use.
: Yes, you can combine points with Chase Sapphire cards for more value on travel.
: Yes, there’s a 0% intro APR on purchases and balance transfers for 15 months (then variable APR applies).