Credit and Loans
Capital One Quicksilver Cash Rewards – Effortless 1.5% Cash Back Everywhere
Unlimited 1.5% cash back with no annual fee and no rotating categories
Flat-Rate Cash Back Card
Simple, unlimited cash back on every purchase—automatically
- Annual Fee: $0
- Rewards Rate: 1.5% cash back on all purchases
- Intro Offer: $200 cash bonus after $500 spent in first 3 months
- Recommended Credit Score: 690–850 (Good to Excellent)
Earn a straightforward 1.5% cash back on every purchase with no rotating categories or activation required.
This card is perfect for people who want consistent rewards without the hassle of rotating categories or caps.

Apply online and receive a fast decision. If approved, start earning cash back from day one.
Alternative Option: Bank of America® Travel Rewards
Want travel points instead of cash back? The Bank of America® Travel Rewards card offers unlimited 1.5 points per $1 on all purchases with no annual fee.

Bank of America® Travel Rewards
Unlimited 1.5x points on all purchases—redeem for travel anytime.
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