Bank of America Premium Rewards – P1

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Discover the best premium credit card options

Credit Card

Premium Rewards, Travel Benefits and High Limit

  • Annual Fee: $95
  • Rewards Rate: 2X points on travel and dining / 1.5X points on all other purchases
  • Intro Offer: 60,000 online bonus points (worth $600) after $4,000 in purchases within 90 days
  • Credit Score: 700–850 (Good to Excellent)

Bank of America® Premium Rewards® Credit Card

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Credit Limit Options

Select the credit limit that matches your financial needs and spending habits:

Rewards and Travel Benefits

With the Bank of America® Premium Rewards® Credit Card, you earn flexible points on every purchase, plus enjoy travel statement credits and airport lounge discounts.

Bank of America® Premium Rewards® Credit Card

Earn up to 2X points on travel and dining, plus $200 in travel statement credits each year.

More Details

The Application Process

Applying for the Bank of America® Premium Rewards® Credit Card is simple. The online application only takes a few minutes, and you’ll receive a quick decision in most cases.

An Alternative: Allways Rewards Visa

If you’re comparing options, the Allways Rewards Visa is another excellent choice, offering valuable travel rewards and flexible redemption through the Allways program.

Allways Rewards Visa

Earn 60,000 bonus points worth $750 on travel through Chase Ultimate Rewards®.

How to Apply

Frequently Asked Questions