Credit and Loans
Bank of America® Premium Rewards® – Elevated Travel, Everyday Value
Enjoy premium travel perks and everyday cash back with flexible redemptions
Premium Travel Rewards
Earn unlimited points on every purchase, plus travel and dining bonuses
- Annual Fee: $95
- Rewards Rate: 2X on travel and dining, 1.5X on all other purchases
- Intro Offer: 60,000 online bonus points after $4,000 in purchases in first 90 days
- Recommended Credit Score: 720–850 (Excellent)
Whether you’re traveling for business or dining locally, earn rewards faster with every swipe—plus get up to $100 in airline incidental credits annually.
Get access to travel statement credits, TSA PreCheck/Global Entry reimbursement, and travel protections—backed by the trust of Bank of America.

Bank of America® Premium Rewards®
Earn 2X points on travel & dining and enjoy $100 in airline credits each year.
More DetailsApply online in minutes and receive a decision quickly. Ideal for frequent travelers who want more from their rewards card.
Alternative Option: Discover it® Secured Credit Card
Building or rebuilding credit? The Discover it® Secured Card offers cash back rewards with no annual fee—perfect for getting started.

Discover it® Secured Credit Card
No annual fee and cash back while building your credit profile.
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