Credit and Loans
American Express Centurion Card – Exclusivity Without Limits
The ultimate symbol of status and privilege—reserved for the elite
Elite Metal Credit Card
Ultra-premium access, elite service, and limitless spending power
- Annual Fee: $5,000 (plus $10,000 initiation fee)
- Rewards Rate: 1X on most purchases, with exclusive lifestyle and travel benefits
- Invitation Only: Requires exceptional spending and history with Amex
- Recommended Credit Score: Not publicly disclosed (Ultra-High Net Worth Individuals)
No Limits, Just Privilege
Experience the rarest credit card on Earth—built for those who live without financial limits and expect white-glove treatment at every step.
Global Recognition and Concierge Privileges
From luxury hotel upgrades to a dedicated 24/7 concierge team, the Centurion Card delivers experiences that no other card can match.

American Express Centurion Card
Access to private events, luxury travel perks, and elite services globally.
More DetailsHow to Get Invited
There is no application—only an invitation from American Express based on spending patterns, loyalty, and client profile.
Alternative Option: The Platinum Card®
Looking for premium travel benefits without the Centurion exclusivity? The Platinum Card® offers extensive lounge access and rewards.

The Platinum Card® from American Express
Access Centurion Lounge, 5X travel rewards, and more with a $695 annual fee.
Compare Alternatives