American Express Centurion Card – P1

Credit and Loans

American Express Centurion Card – Exclusivity Without Limits

The ultimate symbol of status and privilege—reserved for the elite

Elite Metal Credit Card

Ultra-premium access, elite service, and limitless spending power

  • Annual Fee: $5,000 (plus $10,000 initiation fee)
  • Rewards Rate: 1X on most purchases, with exclusive lifestyle and travel benefits
  • Invitation Only: Requires exceptional spending and history with Amex
  • Recommended Credit Score: Not publicly disclosed (Ultra-High Net Worth Individuals)

American Express Centurion Card

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No Limits, Just Privilege

Experience the rarest credit card on Earth—built for those who live without financial limits and expect white-glove treatment at every step.

Global Recognition and Concierge Privileges

From luxury hotel upgrades to a dedicated 24/7 concierge team, the Centurion Card delivers experiences that no other card can match.

American Express Centurion Card

Access to private events, luxury travel perks, and elite services globally.

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How to Get Invited

There is no application—only an invitation from American Express based on spending patterns, loyalty, and client profile.

Alternative Option: The Platinum Card®

Looking for premium travel benefits without the Centurion exclusivity? The Platinum Card® offers extensive lounge access and rewards.

The Platinum Card® from American Express

Access Centurion Lounge, 5X travel rewards, and more with a $695 annual fee.

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Frequently Asked Questions