Credit and Loans
Capital One Platinum Credit Card – A Solid Start to Build or Rebuild Credit
Designed to help you establish or improve your credit—with no annual fee
Credit Building Card
Ideal for those new to credit or rebuilding credit history
- Annual Fee: $0
- Credit Reporting: Reports to all 3 major credit bureaus
- Automatic Credit Line Reviews: For possible increase in as little as 6 months
- Recommended Credit Score: 580–740 (Fair to Good)
Access tools that help you improve your credit profile, including free credit tracking and educational resources.
Make on-time payments and keep balances low to strengthen your credit score over time.
Capital One Platinum Credit Card
No annual fee. Helps build credit history responsibly.
More DetailsApply online and get a fast decision. This card is great for establishing or rebuilding your credit.
Alternative Option: Capital One Quicksilver Cash Rewards
Prefer to earn cash back while using credit responsibly? The Capital One Quicksilver offers unlimited 1.5% back on every purchase with no annual fee.
Capital One Quicksilver Cash Rewards
Earn 1.5% unlimited cash back—automatically.
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